Lock: NEW ORLEANS (-3) over Tampa Bay: It’s crunch time for the Saints if they want a second straight playoff trip, and the Bucs are so unsettled at QB that rumors are they contacted Willie Beamon to start Sunday.

PHILADELPHIA (-3) over Seattle: Like all Giants fans, I am suddenly very afraid of a resurgent Eagles team. Very afraid.

TENNESSEE (- 4) over Houston: Once again the Texans fans will be reminded that the guy they really lost out on when they took Mario Williams No. 1 was local boy Vince Young and not Reggie Bush. Also, Albert Haynesworth should be back. That could help.

WASHINGTON (-6) over Buffalo: Another sad reminder that athletes aren’t invincible. Rest in peace, Sean Taylor ‘